07-10-2014, 08:28 PM
Thanks for the answer guys, i suspected as much. It makes getting a new car or donor car much more of a ballache. I've not been driving for long so have no NCB, insurance is usually around £1000 for a year or £200 per month. Obviously i can cancel my old insurance and get the money back from that but it requires a lot more cash on hand in the interim.