28-02-2013, 01:14 PM
(28-02-2013, 01:05 PM)Curt Wrote:(28-02-2013, 08:32 AM)Ed Doe Wrote: I'm sure I've heard it's just as bad to declare mods not on your car as to leave things undeclared. Thinking about it, I'm assuming it would be for fraud prevention, as you can say the car got nicked after putting £1,200 of alloys or whatever on it...
I'm not so sure... unless you have special "like for like" insurance, mods aren't actually covered by insurance anyway... just need to be declared/push the price up (with some companies).
When I declared stuff with Brent, I said I had a spoiler which wasn't fitted yet but will be soon. He said "well we may as well chuck that on now too then". So, I dunno! I can't see too many issues presenting themselves for having too much declared...
I took out a new policy when I got the estate and asked about declaring mods (with Elephant), and was told to just declare everything I planned to do, as it didn't matter if it wasn't there if something were to happen as they would see it's standard/know it's standard, but if it were on then I'd also be covered.
