11-03-2012, 11:40 AM
insurance is a funny old game.. the way it works is weird, say if it gos to the cowboys you pay £50 excess for exsample as its non fault claim its diffrent but lets keep it simple. but you will pay that, but if it gos to another repairer they may charge more then the repairer that they was going to get. so basicly they will try and charge you the diffrence in cost.
so say there repairer can do it for £150 but your repairer will cost £200 they will try charge you the £50 becouse they will say we can get it cheaper and it "will be of same standard" witch you know dam well its not going to be. so thats how they get you. so yes you have a choice but, they can say they will charge the diffrence.
best bet is let them do the work then complain about it, do it again, complain about it, untill you have completly correct parts with no bodge, if its still not right ring up insurance and say look its not to the same standard now your going to have to pay to get it done right, then take it to your mate your happy with it insurance still gets charged
so say there repairer can do it for £150 but your repairer will cost £200 they will try charge you the £50 becouse they will say we can get it cheaper and it "will be of same standard" witch you know dam well its not going to be. so thats how they get you. so yes you have a choice but, they can say they will charge the diffrence.
best bet is let them do the work then complain about it, do it again, complain about it, untill you have completly correct parts with no bodge, if its still not right ring up insurance and say look its not to the same standard now your going to have to pay to get it done right, then take it to your mate your happy with it insurance still gets charged