21-08-2013, 07:13 PM
I'm wanting to change my insurance policy after Christmas because I'm f*cking sick of this black box, penalising me for the stupidest things and being generally unconsistent. For example I can drive loads after 11 on a weekend and get 4/5 for late night driving, then I can get home at 11.15 on a night and it gives me like 0.5 :S
Question is though, can I cancel it even though I'm still in the middle of a claim? Only for their car, and they've told me no further actions needed from me so I've no idea if its been settled or not. Isn't there a 'cooling off period' as well?
My mate had a 106 that he managed to barrel roll and his insurance said he wouldn't get the remainder of his premium back because the water company who's wall he hit wanted to claim for it repairing, he said that it was unfair because if he had paid monthly then he could have just stopped paying when he notified them/cancelled his policy. They told him that it wasn't that simple and would have been made to pay the remainder of his premium if that had been the case?
Assuming it does get settled before Christmas, would they chase me up for the rest of the money or could I just cancel my policy and call it done? Not bothered about my ncb because thats obviously gone down the sh*tter!
Just don't want them coming and taking my tv aha!
Cheers
Question is though, can I cancel it even though I'm still in the middle of a claim? Only for their car, and they've told me no further actions needed from me so I've no idea if its been settled or not. Isn't there a 'cooling off period' as well?
My mate had a 106 that he managed to barrel roll and his insurance said he wouldn't get the remainder of his premium back because the water company who's wall he hit wanted to claim for it repairing, he said that it was unfair because if he had paid monthly then he could have just stopped paying when he notified them/cancelled his policy. They told him that it wasn't that simple and would have been made to pay the remainder of his premium if that had been the case?
Assuming it does get settled before Christmas, would they chase me up for the rest of the money or could I just cancel my policy and call it done? Not bothered about my ncb because thats obviously gone down the sh*tter!
Just don't want them coming and taking my tv aha!
Cheers
