11-09-2012, 07:59 AM
(10-09-2012, 11:25 PM)kentiiboii Wrote: TOM LISTEN TO THIS!!!!
You have no job!
Your golf is overly complecated!
Your gran is LENDING you the money for a new car which is polite to make payments in giving the money back! But the way you are you ain't getting a job for a while therefore you can't afford to pay your gran back!
If you think your golf is complecated then a new car is going to be so much worse! Anything goes wrong you'll have to take it to a garage... Which you can't afford to fix your golf on your own!
Your being picky about "having to be high spec" to be honest you can't afford to be choosy. Most people I know that don't have jobs couldn't even think about owning a car and here you are with a High spec golf that you can't afford!
The best thing you could do right now if your so desperate for a reliable, cheap to run, cheap for parts and easy to repair is buy a 1.4 8v Astra! They're comfortable very cheap on parts look nice cheap on fuel insurance easy to repair and reliable! My old 1.4 8v I had it for 20k and in that time all I ever did was mot which was never expensive! Bypass the fan as it didn't kick in when needed! But it constantly got thrashed around (I was 17) it never had water and was lucky if it had oil! It seriously never let me down!
But your in no posistion to be so picky or even thinking about loans even if it is family. Ok if you don't pay her back she'll most likely take it out of your inheritance... But think about it in how ever many years time you may need that for something much more important than a car you seriously don't need!
Hope this essay is going to help. Listen on here!
A 306 or Astra might not be High spec but it's all you can realistically afford!
Right, I think this covers most of the other replies too.
Kent, I do see your point, but the way I see it is this:-
A newer car would be cheaper to fuel, tax and insure, which is what I need with very little income atm! Even a 1.4 astra isnt particularly cheap, looking at around 40/42mpg, £135 a year to tax and i havent looked at insurance but they have the same boy racer image as the 106 so most likely high insurance too.
A newer car is also theoretically more reliable (hear me out)....I bought two PD Golfs on 130k, this is the time they start falling apart, cams/DMF/Injectors all go around this milage. Similarly with the 1.4 306s, I bought them on about 65-75k, the time where headgaskets and gearboxes start failing on TU's... So I've either gotta get a high miler that has already had all those things replaced but will have loads of niggly fault by that age, or buy a newer car with low miles which shouldn't need things replaced for a while. I saw Niall said about the clutch on his Octy, but honestly I can't imagine that happens often. My mum had her fabia from new, did 95k in 6 years and nothing at all broke in 6 years! Then the exhaust broke (and due to skoda not selling just the pipe it would've needed a cat too (but Id have just welded the hole!)) but because it was a pov spec fabia, it was only worth £1500 trade in after 6 years lol, so Nan gave her 7k or so to buy a new car, yes, gave. You say it's polite to pay her back, but in all honesty, right now I'm there 2 or 3 days a week doing things for her! Part of the reason I need a car is to take her to places (tescos/vets/docs/etc). So it cant be a completely horrible old unsafe shitter, thats the 106 out then lol!
The Golf is overly complicated in ways it doesn't need to be in all honesty, thats just the VAG way.
Newer cars are (mostly) easier to diagnose faults with the use of a scan tool. Not being funny, I was never even shown a real VE pump in college, becasue everything these days is done with scantools and multimeters.
I'm not overly bothered by deprecition if I'm given the money, harsh as that may sound, if I don't have to worry about the purchase price, I can concentrate entirely on the cheapness to run instead.
Right now I'm not bothered by spec, Id even take a pov LX 1.4/HDi if there was one close enough, but I'm looking for a newer car after thats sorted. If I'm gonna have any chance of getting over my distance problem (and who knows, maybe attending a xmas meet or something) I need something I can trust to be fairly reliable, I know all cars break, but as I've tried to explain above there should be less chance of major things breaking on a newer car. I never could trust the 306s or the Golfs unfortuantely, and certainly not the 106 lol, and I can really do without the added worry.
As I said in the very first post, I knew some of you wouldn't understand the reasons behind it, but I didnt ask for opinions on whether or not I should take the cash, I asked about newer cars themselves.