10-06-2014, 04:16 PM
(09-06-2014, 11:36 AM)Dum-Dum Wrote: I know of someone who had issues when he had a crash for not declaring he had different tyres on the alloys that he had declared.
Different tyres? As in just a different brand or stretched? That's taking it a bit far tbh lol.
On this subject though, I know a guy from another forum who declared nothing, had a massive engine, bodykit, wheels, pretty much everything changed....and declared nothing! He was pulled over one day and his was seized and crushed. Now that's annoying, but you can replace a car fairly cheaply...whats not so cheap is his insurance that incident!
I will also admit, I have driven with some fairly major undeclared mods in the past (not totally my fault, I was quoted, then the insurer changed their mod cover between the quote and me doing it!). And I've gotta say its just not worth the hassle of worrying about being pulled everywhere...
To properly declare a stage 1 on a HDi costs a stupid amount for you younger guys, mainly because they do it on percentage and HDi's are crap to start with. 130bhp is something like 35% power increase, anything over 25% on a 'normal' insurer isn't cheap! Funny thing is though, stage 1 a 150bhp Golf to 180bhp is only 20% increase, costs much less!
