Best insuarance company...

[Niall]

I have always been declined when applying for the credit card! Apparently having no credit history means you have a bad credit rating, so f*ck knows how you are supposed to get on the ladder if nobody will lend you money to start you off.

Dan if you want a credit card theres a company called vanquiss bank who do a credit card called granite, its about a 35% APR and theyll start you off with a £250 credit limit then increase the limit every 4 months if you behave yourself. Ive got a terrible credit rating, nobody else would give me a loan or anything like that and they gave me a card.



Oh and Im with sky, they smashed adrian fluxes quote this year.

They have an awful reputation!
And god you must have a bad rating for 35%.
My old card was with lloyds. They started me on £1500 and that was at 14% at the time. Now put me up to £3500 and 15.5%

Your being ripped Chris!