Bollocks, Bugger, Arse and f*ck!!!!!

[Dum-Dum]

Did you have an agreed value in place?

I believe he has it insured at £3k

Insuring it at an insurance value of £3k and an agreed value are totally different things. I told the insurance I thought it was worth £3k what with prices of rallyes going up and that but it isn't an agreed value policy.

Not being funny, but luck has got f*ck all to do with this. You CHOSE to drive your lowered car with a hoover intake through something deeper than a puddle. You CHOSE to try and start it despite knowing this is the worst thing you can do to a hydro-locked engine. You've CHOSEN to abandon it and hand it over to the insurance. Stop choosing to be a mong. Alternatively, don't post it here and expect a lot of sympathy, i guess lol. Or perhaps just accept your place in life and buy a megane.

I think bad luck of someone elses bow wave coming the other way and just not entirely thinking about trying to restart the car but TBH it all started when I CHOSE to drive to work rather than get the train, it is all caused by my choices yesterday sadly.

As for a Megane, f*ck that