306 1.8 xs tuning ??

[WiNgNuTz]

Well if nothing else, if you do it slowly and in stages that wont affect your insurance too much, at least it gives you time to save for the bigger, more expensive parts! Just please don't do it and not tell your insurance, that's just a plain d*ck idea really IMO.

And as Tom says, your insurance should drop a bit when you turn 21 as well, what sort of NCB do you have?