Any other GTI6/Rallye Owners Under 20 on here?

[RetroPug]

Insurers don't like young drivers in really low value cars as they are likely to thrash them to within an inch of their lives and hoon them everywhere.

Id agree, but theres loads of other stuff insurers look at, even stuff you wouldnt think of

Yes, but vehicle cost is a major factor.
Whilst most people are aware that very expensive cars cost more to insure, there is a point at which the car becoming cheaper also makes it more expensive to insure in a lot of cases.