adrian flux

[1616six]

106s cost more to insure than 306s.... My NAD wasn't far off the Golf at the time!


As for DOCs, its mainly about your Job Puggy, I'm penalised for being unable to work yet again with car insurance, and not allowed DOCs because of that. However I wouldn't get DOCs if I was working in the motor trade either. Stupid really as I'd happily extra for it.

Tom, not being in employment will have no bearing on whether or not you get that benefit.

Jobs in the motor trade will never get the benefit for obvious reasons!

That's exactly what I was told when I asked lol.... May not have been Flux, may've been brent/greenlight.

And what are the obvious reasons? Why shouldn't a mechanic be able to drive his wife to Tesco in her car at the weekends? It's ridiculous imo.

Surely a mechanic would be named on his wife's car to drive it at the weekend? Driving Third party only is a big risk isn't it?

One of the main reasons driving other cars isn't allowed with motor trade occupations is driving customers cars for example, when trade insurance would usually be necessary.

Thing is Tom, why do you want it so badly? Because it's 'handy'?

If it's so you can buy cars to break & drive them home then it's no use. For starters the car you drive under the extension MUST be insured by its owner. Meaning you can only drive a car that is owned and insured by its owner. This also means you can't buy a car, get the owner to leave it insured for you to drive home as you would then own it.

It's a benefit that doesn't get used half as much as people expect, same with 'personal' breakdown, I'm a sucker for that but realistically I've never used it in anyone else's car & pay too much for the same cover I could get just for my car!