Hello Mr 306 I am a bike

[Niall]

For me, he quite clearly brakes before impact. He just didn't really have much of a chance. Probably was speeding, but a lot of people do and you don't just go because they should be going slower.

I didn't see his brake light come on so guessed he didn't.
No, not saying that at all but unfortunately the insurers see it differently. One of the missus friends pulled out in front of a car a day after she passed her test. It was her fault yet the driver of the car she pulled out in front of admitted to doing 40 in a 30. Insurance said she wasn't at fault because it would of been more difficult to judge the speed of the oncoming car as most can judge how long it will take a car to get to you at the speed limit of that road. Ridiculous if you ask me.