Household Money Saving Tips

[Poodle]

and
go food shopping with a list not on the list dont buy
buy food weekly make a weekly meal plan freeze stuff, buy larger items and break them down into portion size saves waste defrosting or freeze plated meals

Ah yes, those are other things i do without thinking about lol.

- this is very true, also the 3 for 2 deals on fruit and veg and other perishables in the supermarket are only any use if you can eat them before they go off which for the larger deals most people cant.

4th catergory for clothes though - Unwearable - but don't throw them away, they make great rags for cleaning up oil spills.

Two good ones there too.

Basically, before i buy anything i ask the following question:
Do i absolutely need it now?

If you don't need it, don't buy it. If you can go without for a few more days, do so. You'd actually be surprised at how delaying every extra payment for a few days gains/saves you in interest and sometimes gives you the time to realise you don't need a new one at all.

Thought of a couple more:
- Pay off insurance in a lump sum to avoid the chronic interest on monthly payments, and anything else you can do this with
- When buying major items, do your research and buy the best you can - for twice the price it'll last three times as long and be cheaper to run/maintain