17-07-2013, 11:34 AM
As a rule of thumb, 21 is the age where you'll find some companies quote, more often than not it is 25 though.
It also has to be a classic 'risk' too.
For example, John Smith with his 1993 Mondeo 1.8 estate worth £300 using his vehicle for his job as a painter & decorator doing 15k a year as his only vehicle, is not a classic risk, even though his car is 20 years old
But David Smith on his 1993 Volkswagen Golf 1.8 worth £1500 who also owns another car, who does under 5k a year for social domestic & pleasure use only, IS a classic risk.
You will find a real classic policy is design for a second vehicle with low mileage per year, social domestic and pleasure use, with NCB being used on the every day car.
Hope this helps!
It also has to be a classic 'risk' too.
For example, John Smith with his 1993 Mondeo 1.8 estate worth £300 using his vehicle for his job as a painter & decorator doing 15k a year as his only vehicle, is not a classic risk, even though his car is 20 years old
But David Smith on his 1993 Volkswagen Golf 1.8 worth £1500 who also owns another car, who does under 5k a year for social domestic & pleasure use only, IS a classic risk.
You will find a real classic policy is design for a second vehicle with low mileage per year, social domestic and pleasure use, with NCB being used on the every day car.
Hope this helps!