Tbf i'm actually quite impressed they can do real cf for that price, what's the betting only the outside layer is cf and the rest is grp...
My thoughts exactly with the intercooler. I'm 27 and admiral know about everything on my car, the lowering, the pump, the map, stripped out etc, and it's barely made a difference to the premium. But when I mentioned an intercooler and it was an immediate refusal - i asked them to confirm with a supervisor because it seemed so strange, but they were very definite. As you say, some HDis come with intercoolers as standard, so... Who knows, that's insurance for you i guess lol.
My thoughts exactly with the intercooler. I'm 27 and admiral know about everything on my car, the lowering, the pump, the map, stripped out etc, and it's barely made a difference to the premium. But when I mentioned an intercooler and it was an immediate refusal - i asked them to confirm with a supervisor because it seemed so strange, but they were very definite. As you say, some HDis come with intercoolers as standard, so... Who knows, that's insurance for you i guess lol.