Renting a house/ flat

[cwspellowe]

Looks like the only chance us 'young' people have now of moving out is waiting for a rich elderly relative to die......as harsh as that sounds!

Also, don't have a kid until you can afford it. Fed up of seeing on facebook the single mums that are my age complaining that they don't have enough money.....well if they could keep thier legs closed maybe they would have more. It does really annoy me that they get a decent amount of money from sitting on thier arse because of something they had a choice over (I mean, kids dont fall out of there, something has to happen first!). However I can't get anything due to something that is NO fault of my own.

Personally, I think there should be some sort of scheme like the Uni one. So for example a loan to cover the deposit and say 3 months rent that gets paid back slowly with little to no interest when you're earning enough. Would make it easier for young people to move out, into different areas as well where jobs are, and give a month or two to find a job in that area. The goverment wastes money on so much other stuff that is completely pointless and I dont see why they don't do something to help people start out on thier own. I'm sure you'll all disagree with me but meh lol.

Flawed in so many ways.

Firstly, and most obviously, your "uni" style scheme would never work. Because graduates, in fact young people these days in general, are too up themselves to look for any job. A lot of labouring/shelf stacking style jobs are disregarded by the majority who think themselves "above" that kind of work. They're as bad for the economy as those who never work. If they can't be arsed getting any old job to tide them over, f*ck 'em, they can be their parents' problem for all I care.

People should be rewarded for taking work, not have money gifted to them as an incentive. What happens when, after say three months, they have no job? They'd be evicted and end up either homeless or crashing on a sofa somewhere. Stupid idea.

You "young people" have plenty of opportunities to move out. You're an exception Tom for reasons we all know so i'm not getting personal, but there's plenty of houses on the market to rent or buy. We had a choice of about 10 places within budget and there's only me working out of the two of us. Even when my parents do pass away, their estate will be split 6 ways and that would barely be enough to put a decent deposit down on a house of our own. We'd still have to pay our mortgages.

The problem I think you'll find is money. Find any middle management junior salesman earning £15k a year, they think they're the tits because they're no longer on minimum wage. And the funny thing is they usually still live with their parents. If they were paying, say, £100 a month dig money to their parents, they'd have £900 a month disposable income. Compare that to me, who has his own place, his own bills and his own family, I have maybe £3-400 a month disposable on a much higher wage. The general lazy consensus is people don't want to move out because it's such a huge financial commitment compared to what they're used to. Can you imagine spending 12 months with nearly £1k a month to spend on what you want, then all of a sudden having less than £100 a month spare?

If you want your own way in life you have to pay for it and the sooner these unemployed patsys realise that they are NOT in fact above a lot of jobs available, the sooner the country will sort itself out. All this talk of "oh there's no jobs, boofuckinghoo" is a load of bollocks. Last time I checked, the job centre had HUNDREDS of jobs available. What happens is someone says "oh that's not what I want to do" and for the first 10 weeks or so the job centre says "fine, no worries, you apply for that £100k a year CEO job with no experience, we don't mind." The whole system is ridiculous. How many former CEO's do you know on JSA? And how many graduates do you know on JSA? If there's a well paid job, the company doesn't use the JobCentre to employ people. They'll be sponsored to advertise but it's a carrot that people will never get. Two candidates - a graduate who's been unemployed for 12 months, or a successful management candidate with 5 years experience in the trade. Who would you choose?

Finally, I take massive offence to your rant about having kids. You don't have kids and it's glaringly obvious. Unfortunately not everyone sits down and has the chat "darling, we love each other so much, why don't we try for our first born and bring him/her into this financially sound world we have created around us".

Phoenix was, erm, an unexpected surprise, to put it politely. And you know what? f*ck you if you think we have no right to raise a child. I was unemployed at the time, I got into call centre work because I needed a job with the impending responsibility, and worked my f*cking arse off to provide for him. Linzi hasn't worked since he was born, and i've put the effort in to work myself into a position where we can afford our own house and be happy as a family. You know what? Up until this last year we received working tax and child tax credits. If you think we don't deserve them because apparently we "had a choice in the matter" you can go f*ck yourself.