11-10-2012, 04:09 PM
Top tips are (and not all of these apply to all insurance companies)
Move to a safer post code (go and live at your aunts or nans house)
Add someone over 30 but under 50 you your insurance as a named driver (especially if they have a clean licence or low risk job) If you want to try adding my details give me a PM but your mum is probably a better choice.
Garage your car overnight or keep it offroad
look on money saving expert at their list of jobs and risk and see if your job falls into a lower risk catergory by a slight change of title Student, journalist and unemployed are the worst. however if you start your own company and are the Managing Director i believe that can offer a relatively low risk.
Do your pass plus (and any other driver training you can get)
Get an excess thats worth the same as the car, if its your fault/your the only car involved then replacing a £600 car will be less than your premium will go up by anyway the next year.
and then we move onto the really heavy stuff
Get the insurance company to fit a black box that monitors when, where and how you drive and charges you accordingly. If your sensible for a year you could save ALOT of money.
Get a policy that only allows you to drive at certain times of day most accidents especially serious ones with inexperienced and young drivers happen in the small hours of the morning.
Move to a safer post code (go and live at your aunts or nans house)
Add someone over 30 but under 50 you your insurance as a named driver (especially if they have a clean licence or low risk job) If you want to try adding my details give me a PM but your mum is probably a better choice.
Garage your car overnight or keep it offroad
look on money saving expert at their list of jobs and risk and see if your job falls into a lower risk catergory by a slight change of title Student, journalist and unemployed are the worst. however if you start your own company and are the Managing Director i believe that can offer a relatively low risk.
Do your pass plus (and any other driver training you can get)
Get an excess thats worth the same as the car, if its your fault/your the only car involved then replacing a £600 car will be less than your premium will go up by anyway the next year.
and then we move onto the really heavy stuff
Get the insurance company to fit a black box that monitors when, where and how you drive and charges you accordingly. If your sensible for a year you could save ALOT of money.
Get a policy that only allows you to drive at certain times of day most accidents especially serious ones with inexperienced and young drivers happen in the small hours of the morning.