Car Insurance...Messers

[Niall]

DO NOT overtake where you might come into conflict with other road users. For example
approaching or at a road junction on either side of the road
where the road narrows
when approaching a school crossing patrol
between the kerb and a bus or tram when it is at a stop
where traffic is queuing at junctions or road works
when you would force another road user to swerve or slow down
at a level crossing
when a road user is indicating right, even if you believe the signal should have been cancelled. Do not take a risk; wait for the signal to be cancelled
stay behind if you are following a cyclist approaching a roundabout or junction, and you intend to turn left
when a tram is standing at a kerbside tram stop and there is no clearly marked passing lane for other traffic

Might want to forward that to the insurance company and the link that Scott posted