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+--- Thread: Insurance HDI vs GTI6 (/showthread.php?tid=21383)
Insurance HDI vs GTI6 - mspdan - 15-02-2014
hi guys,
just a quick one to see if it is the same with everyone as i was suprised, is it cheaper for other people to insure a GTI6 over a HDI as for some reason it puts my insurance down?
Just wondering if this is common?
I have possibly sold the hdi to a friend and i have a Spinnaker 1.9 i was going to mot and have GTI6 as another car as they are not expensive know, tempted but unsure if wise move..
thanks all
RE: Insurance HDI vs GTI6 - c.gerrard - 15-02-2014
Made no difference for me with Brentacre, just had to cover an admin fee.
RE: Insurance HDI vs GTI6 - procta - 15-02-2014
I have found a HDi was 100 quid cheaper than the Dturbo I had at the time. the insurance tried to pull a fast one in saying that its going to cost more to insure etc, but when I did a re quote online on it, the self and same company gave me a quote of 100 quid less! I rang back up and pulled them about it, they sharp changed their tune! And they decided to charge me the admin fee, after the 3 months were up, and I got my noclaims thru, I went else where!
RE: Insurance HDI vs GTI6 - RetroPug - 15-02-2014
A fair few people have said they're not especially different insurance wise.
If you get a well-sorted GTi-6 you will not regret it.
RE: Insurance HDI vs GTI6 - Toms306 - 15-02-2014
A stage 1 HDi is more to insure than a standard GTi6 for me.... Standard HDi and standard GTi are almost exactly the same. Only problem is I couldn't afford the fuel for a '6 lol, or find one locally!
RE: Insurance HDI vs GTI6 - Niall - 15-02-2014
(15-02-2014, 06:52 PM)Toms306 Wrote: A stage 1 HDi is more to insure than a standard GTi6 for me.... Standard HDi and standard GTi are almost exactly the same. Only problem is I couldn't afford the fuel for a '6 lol, or find one locally!
Tbh tom I don't think you would notice the difference on fuel economy between the 1.8 and 6 until you start smashing your foot through the floor. Mine used to easily do 41-43mpg on the motorway which I think is pretty good for a 15 year old 2.0 petrol
RE: Insurance HDI vs GTI6 - Toms306 - 15-02-2014
Yeah you're probably right Niall...but didn't want to chance it just in case. I will own on one day though! Even if its just to break for parts.
Re: Insurance HDI vs GTI6 - kentiiboii - 15-02-2014
Here's my difference between hdi and gti6
RE: Insurance HDI vs GTI6 - Toms306 - 15-02-2014
Thats expensive lol!
X reg std 1.8 Meridian - £380
X reg std HDi Meridian estate - £387
X reg std HDi Meridian Hatch - £398
X reg S1 HDi Meridian Hatch - £484 (lol)
X reg std GTi 6 - £402
06 Vectra CDTi 150 - £434
52 Golf GT TDI 130 - £411
Insurance really is stupid....
Re: RE: Insurance HDI vs GTI6 - kentiiboii - 15-02-2014
(15-02-2014, 09:22 PM)Toms306 Wrote: Thats expensive lol!
X reg std 1.8 Meridian - £380
X reg std HDi Meridian estate - £387
X reg std HDi Meridian Hatch - £398
X reg S1 HDi Meridian Hatch - £484 (lol)
X reg std GTi 6 - £402
06 Vectra CDTi 150 - £434
52 Golf GT TDI 130 - £411
Insurance really is stupid....
But supposedly the little old mining town I live in is a shit hole :-) plus you live in a village that's still turning cars over by hand :-)
RE: Insurance HDI vs GTI6 - Toms306 - 15-02-2014
Lol, out here theres not much else to do except drive to somewhere else, so this means lots of fast cars and lots of crashes on country roads lol, so the insurance reflects this!
My Nans postcode is cheaper as her village is full of old people that don't even realise they've crashed into everything.... Its odd really seeing as they're both supposed to be band A, as is most of Ipswich town as well! 
Re: RE: Insurance HDI vs GTI6 - kentiiboii - 15-02-2014
(15-02-2014, 09:33 PM)Toms306 Wrote: Lol, out here theres not much else to do except drive to somewhere else, so this means lots of fast cars and lots of crashes on country roads lol, so the insurance reflects this!
Worst thing is I think I'm older than you and been driving longer with more no claims
RE: Insurance HDI vs GTI6 - Toms306 - 15-02-2014
Yeah you are, but only by a few months though! I'll have5 NCB as of next month.
Re: Insurance HDI vs GTI6 - kentiiboii - 15-02-2014
Ahh I'm 4ncb as of next month
RE: Insurance HDI vs GTI6 - Niall - 15-02-2014
Tom iirc the A-F grades only take into account things like theft and vandalism. Not how people drive in that area.
Most people are categorised by their age and job mostly. Like for instance, if your a professional tv star, you will pay a fortune for some reason.
RE: Insurance HDI vs GTI6 - Toms306 - 15-02-2014
Surely crashes (or claims) are taken into account as well...for example, when people take out the bus stop that's on a notorious slippery corner I'm guessing insurance pays out for that sort of thing?
I'm pretty sure post code is more than just the A-F rating as well though, either that or the code checker things are wrong lol.
RE: Insurance HDI vs GTI6 - RetroPug - 16-02-2014
If you're getting quotes on a gti-6 then a comparison website is unlikely to give you the cheapest ones for it.
Re: RE: Insurance HDI vs GTI6 - kentiiboii - 16-02-2014
(16-02-2014, 11:09 AM)RetroPug Wrote: If you're getting quotes on a gti-6 then a comparison website is unlikely to give you the cheapest ones for it.
It was just a quick rough price. :-) I know I'll get it cheaper else were.
RE: Insurance HDI vs GTI6 - RetroPug - 17-02-2014
I'm just trying to let you know as if you're trying to make a comparison between the cost of owning a '6 and an HDi I don't think the HDi's price will come down much with specialist brokers but the '6s might which might potentially make it ok to own and run one.
I'm only 22 and if I had a '6 that was worth more than 1500 it'd be 700something to insure all mods declared.