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+--- Thread: Modified car insurance (/showthread.php?tid=22446)
Modified car insurance - Ripshaft - 22-03-2014
The best insurance ive found so far is Brentacre. You cannot get an online quote, phonecall only. But the cheapest quote I got through any comparison website for mine (with clean licence, 5yrs no claims) was £904 for protected no claims, fully comp. But went with Brentacre for the same (with £500 audio cover) for a total of £387 lol!
Google them if interested people
RE: Modified car insurance - Dum-Dum - 22-03-2014
Yep, modified insurance is the way forward.
RE: Modified car insurance - Ripshaft - 22-03-2014
Definately! I can do more mods at no extra cost, they just want to be informed lol
RE: Modified car insurance - DazzaHDI - 22-03-2014
I'm with brentacre
paying quite abit more than that though 
RE: Modified car insurance - Ripshaft - 22-03-2014
(22-03-2014, 09:04 PM)DazzaHDI Wrote: I'm with brentacre
A lot more done to the car? Or an age or black mark reason? Just intruiged thats all lol, bit personal now I read it back...
RE: Modified car insurance - Dum-Dum - 22-03-2014
(22-03-2014, 09:07 PM)Ripshaft Wrote:(22-03-2014, 09:04 PM)DazzaHDI Wrote: I'm with brentacre
A lot more done to the car? Or an age or black mark reason? Just intruiged thats all lol, bit personal now I read it back...
Who's Black Mark?
Isn't that a bit racist blaming him for your insurance costs?
RE: Modified car insurance - Slam Wagon - 22-03-2014
At least weve now got some one to blame. I hate that black mark, costing me a fortune.
RE: Modified car insurance - Ripshaft - 22-03-2014
(22-03-2014, 09:14 PM)Dum-Dum Wrote:(22-03-2014, 09:07 PM)Ripshaft Wrote:(22-03-2014, 09:04 PM)DazzaHDI Wrote: I'm with brentacre
A lot more done to the car? Or an age or black mark reason? Just intruiged thats all lol, bit personal now I read it back...
Who's Black Mark?
Isn't that a bit racist blaming him for your insurance costs?
Lol! Very good...
I meant as in points on your licence etc
lol
RE: Modified car insurance - DazzaHDI - 22-03-2014
(22-03-2014, 09:14 PM)Dum-Dum Wrote:(22-03-2014, 09:07 PM)Ripshaft Wrote:(22-03-2014, 09:04 PM)DazzaHDI Wrote: I'm with brentacre
A lot more done to the car? Or an age or black mark reason? Just intruiged thats all lol, bit personal now I read it back...
Who's Black Mark?
Isn't that a bit racist blaming him for your insurance costs?
Ahaaa! If only I knew this black mark
(22-03-2014, 09:18 PM)Ripshaft Wrote:(22-03-2014, 09:14 PM)Dum-Dum Wrote:(22-03-2014, 09:07 PM)Ripshaft Wrote: A lot more done to the car? Or an age or black mark reason? Just intruiged thats all lol, bit personal now I read it back...
Who's Black Mark?
Isn't that a bit racist blaming him for your insurance costs?
Lol! Very good...
I meant as in points on your licence etc
Nah no points, 1 year ncb and I'm 22, they never gave me a bhp limit! They said I can fmic it etc but if I get it remapped it will cost more, I reckon they're pulling my leg tbf
RE: Modified car insurance - procta - 22-03-2014
I'm with brentacre with the 306, I was with them with the rover metro, bus switched to flux for the rover metro this, year. laugh is there is only 6quid between the two cars!
RE: Modified car insurance - lolsteve - 22-03-2014
Need to give them a ring then, prestige tried me for 1500 the other day...
Also lol at the black mark thing
RE: Modified car insurance - Toms306 - 22-03-2014
They wanted £970 for me on a HDi with 'management changes', exhaust and gti brakes.... Needless to say I went with another insurer for a 3rd of the price.
Modified car insurance - bashbarnard - 23-03-2014
Ill have to look them up and give them a call. My quote this year on comparison sights has been £556. Maybe i can get a bit cheaper. Going to try sky and flux as well
RE: Modified car insurance - WiNgNuTz - 23-03-2014
Actually quite surprised that Mr Rowell has not made an appearance yet with all this talk of Black Mark!
I'm with Flux for the second year in a row now, not long had my renewal, and they came up cheaper than anyone else i tried. Didnt try Brentacre though, so might try them when renewal comes round again next year.
RE: Modified car insurance - Danny2009 - 23-03-2014
Brentacre are shit!
They wanted £1800 for my old black 306 (here we go)
Told them about pump mods and big blower ect told them it was running round 130hp
When I asked them about the stupid price they said its down to the power and age but yet I could insure a 150bhp mondeo for £600 they went all quiet and didn't know why to say when I told them f*cking lady gardens must have been because it was black
RE: Modified car insurance - 7057sam - 23-03-2014
Try greenlight very friendly and actually give a f*ck
RE: Modified car insurance - Niall - 23-03-2014
(23-03-2014, 02:15 PM)7057sam Wrote: Try greenlight very friendly and actually give a f*ck
This. Cant recommend these guys enough!
RE: Modified car insurance - lolsteve - 23-03-2014
^They wouldn't give me a quote when i applied online
RE: Modified car insurance - Niall - 23-03-2014
(23-03-2014, 03:25 PM)lolsteve Wrote: ^They wouldn't give me a quote when i applied online
Thats because they don't insure chavs
RE: Modified car insurance - Grant - 23-03-2014
That's because they don't offer comprehensive head gasket cover
I've found them very reasonably priced when applying for quotes TBF. Only reason I am not with them is my police auto renewed and I never bothered to swap it over
RE: Modified car insurance - Toms306 - 23-03-2014
Greenlight will only cover you if your cars worth lots of money, isn't pov spec, isn't a BMW and if you meet their very stringent criteria.
I was told they couldn't insure me unless my car was worth £1500.....who's 306 is worth £1500 these days!?
RE: Modified car insurance - Niall - 23-03-2014
(23-03-2014, 06:52 PM)Toms306 Wrote: Greenlight will only cover you if your cars worth lots of money, isn't pov spec, isn't a BMW and if you meet their very stringent criteria.
I was told they couldn't insure me unless my car was worth £1500.....who's 306 is worth £1500 these days!?
Thats not sale value though tom. Thats value to rebuild that car to that spec so you can very easily get it to that price with the car and a set of shocks
RE: Modified car insurance - Toms306 - 23-03-2014
How much do your shocks cost!?
What did you guys value your cars at then?
RE: Modified car insurance - Niall - 23-03-2014
Mines valued at 3.9k which is what it would cost to rebuild it based on the purchase price of the car. Obviously i wouldn't get that much to sell it but its about how much it would cost you to buy all your modified parts new.
RE: Modified car insurance - Toms306 - 23-03-2014
(23-03-2014, 07:13 PM)Niall Wrote: Mines valued at 3.9k which is what it would cost to rebuild it based on the purchase price of the car. Obviously i wouldn't get that much to sell it but its about how much it would cost you to buy all your modified parts new.
Ah I see, makes sense then!
No idea what my 'mods' would cost new tbh, powerflow catback is probably £100? GTi brakes £150? Remap £70? Still gonna be nowhere near £1500 for me I guess lol.
RE: Modified car insurance - 7057sam - 23-03-2014
(23-03-2014, 03:31 PM)Niall Wrote:(23-03-2014, 03:25 PM)lolsteve Wrote: ^They wouldn't give me a quote when i applied online
Thats because they don't insure chavs
Or shit cars
RE: Modified car insurance - lolsteve - 23-03-2014
http://www.youtube.com/watch?v=WpYeekQkAdc&feature=kp
RE: Modified car insurance - procta - 24-03-2014
(23-03-2014, 03:25 PM)lolsteve Wrote: ^They wouldn't give me a quote when i applied online
that's because its a posh heavy rover 200
RE: Modified car insurance - lolsteve - 25-03-2014
haha okay so ran them up and they guy said
"we've already declined you because you're not a performance car like a st or type r"
to which I replied "but I come from the 306oc where you guys are well rated on the gti6's and that"
"oh yea a gti6 we'll cover easily but not your car...so yea....sorry about that..."
"i see"
"yea...."
"goodbye"
RE: Modified car insurance - Grant - 25-03-2014
Buy a 6 it is then!