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Who's paying most insurance - Printable Version

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RE: Who's paying most insurance - Pebbles167 - 18-08-2014

I pay £460 P.A. with Greenlight.

24 years old, no points, motoring convictions or offenses, 1 at fault £8000 claim within 6 months, private driveway parking.

No voluntary or compulsory excess, track covered, 5k miles P.A.

Car is a 306 Rallye with PT80 cams, pugsport grp N exhaust, full FIA roll cage, KW V2 coilovers, and various other bits & bobs. All mods declared.

Give them a ring, get yourselves a quote Wink


RE: Who's paying most insurance - Nathan1305 - 18-08-2014

(18-08-2014, 08:37 PM)Pebbles167 Wrote: I pay £460 P.A. with Greenlight.

24 years old, no points, motoring convictions or offenses, 1 at fault £8000 claim within 6 months, private driveway parking.

No voluntary or compulsory excess, track covered, 5k miles P.A.

Car is a 306 Rallye with PT80 cams, pugsport grp N exhaust, full FIA roll cage, KW V2 coilovers, and various other bits & bobs. All mods declared.

Give them a ring, get yourselves a quote Wink

I don't think I'm old enough to go with green light don't you have to be 21?


RE: Who's paying most insurance - RetroPug - 19-08-2014

Yes, you do. Most of the specialist modified brokers stipulate that.


RE: Who's paying most insurance - Pebbles167 - 19-08-2014

You're not 21? Sorry Nathan, you look & seem older in person! Admiral were usually cheapest for me at younger ages. I was insured on my Lancer Evo iii at 21 for around £1k with them (albeit with a hefty excess) still not bad all things considered.


RE: Who's paying most insurance - Nathan1305 - 19-08-2014

(19-08-2014, 08:02 AM)Pebbles167 Wrote: You're not 21? Sorry Nathan, you look & seem older in person! Admiral were usually cheapest for me at younger ages. I was insured on my Lancer Evo iii at 21 for around £1k with them (albeit with a hefty excess) still not bad all things considered.

Yeah I'm 19 mate haha and I'm with admiral now, I might do a new quote in a couple of months and see if it drops any more Smile


RE: Who's paying most insurance - Pebbles167 - 19-08-2014

Have insurance companies done a real price hike over the last few years then? My gti6 I had at 19 was insured for under £1k p.a. with admiral. This was only in 2009. AFAIK my later HDI was no cheaper.


RE: Who's paying most insurance - Nathan1305 - 19-08-2014

(19-08-2014, 09:27 AM)Pebbles167 Wrote: Have insurance companies done a real price hike over the last few years then? My gti6 I had at 19 was insured for under £1k p.a. with admiral. This was only in 2009. AFAIK my later HDI was no cheaper.

Yeah must have, I really need to start looking at possible cheaper companies


RE: Who's paying most insurance - Pebbles167 - 19-08-2014

Ill do some arsing around tonight and see if I can find some hypothetical cheaper quotes for you. My mate is a broker and will help. Watch this space Wink


RE: Who's paying most insurance - Nathan1305 - 19-08-2014

(19-08-2014, 09:44 AM)Pebbles167 Wrote: Ill do some arsing around tonight and see if I can find some hypothetical chealer quotes for you. My mate is a broker and will help. Watch this space Wink

Awesome thanks mate Smile


RE: Who's paying most insurance - RetroPug - 19-08-2014

(19-08-2014, 09:27 AM)Pebbles167 Wrote: Have insurance companies done a real price hike over the last few years then? My gti6 I had at 19 was insured for under £1k p.a. with admiral. This was only in 2009. AFAIK my later HDI was no cheaper.

I paid 1450 for a year for a 1.1L 106 TPFT when I was 20. I'd already had a license for a year but no UK no claims and they didn't count foreign named driver bonuses.

It has come down now that I've some NCB and I'm older though, thankfully.




So insurance prices have climbed significantly since you started driving eh Chris?
Wonder what could have caused that? Angel

Only messing with you. lmao


RE: Who's paying most insurance - Connor - 19-08-2014

Tbh mate, insurance will be dear for you for the first year, better off just getting your 1 year ncb


RE: Who's paying most insurance - Nathan1305 - 19-08-2014

(19-08-2014, 02:28 PM)Connor Wrote: Tbh mate, insurance will be dear for you for the first year, better off just getting your 1 year ncb

Yeah it will probably be easier to just wait it out


RE: Who's paying most insurance - Jimmy306uk - 22-08-2014

19 atm, first car 1.9 s reg nad, did a lot of 'bending the truth' to get it cheaper, 550 deposit and 211 a month. Next year after I have my no claims bonus it goes to 120 a month for a dturbo Smile counting down the months haha


RE: Who's paying most insurance - pugdan95 - 22-08-2014

£73 a month at 19 with a 2.0 hdi not goinna complain about that Big Grin


RE: Who's paying most insurance - Adam-m-h - 22-08-2014

Mine is 110pm I'm 25 with 6 points 3 years ncb on standard 2.0 xsi


RE: Who's paying most insurance - Pebbles167 - 22-08-2014

Oh damn it! Sorry Nathan, was supposed to be looking at some quotes! Watch this space!


RE: Who's paying most insurance - jack_o - 22-08-2014

£1400 PA at 25 for a dturbo, would have been double that if i had gone for monthly payments. Only got my licence a few days before getting the insurance though. And about £100 of that is breakdown cover and injury insurance, got upsold like an idiot. Hoping it will halve or better next year, if the car makes it that far.


RE: Who's paying most insurance - Nathan1305 - 22-08-2014

(22-08-2014, 12:52 PM)Jimmy306uk Wrote: 19 atm, first car 1.9 s reg nad, did a lot of 'bending the truth' to get it cheaper, 550 deposit and 211 a month. Next year after I have my no claims bonus it goes to 120 a month for a dturbo Smile counting down the months haha

Similar to me Smile I'm 19 and paid £250 deposit and paying £284 a month with suspension declared

(22-08-2014, 01:24 PM)Pebbles167 Wrote: Oh damn it! Sorry Nathan, was supposed to be looking at some quotes! Watch this space!

No worries mate Smile I'll keep my eye on the thread Smile


RE: Who's paying most insurance - cammson - 24-08-2014

Just had a wee read through this thread and i'm shocked at what a lot of you guys are paying for insurance! at the end of the day you don't have a choice though, they are just ripping people off. Thankfully i'm a bit older than a few of you on here. I've just turned 28 and have 6 years NCB (driving for nearly 11 years though) and my insurance for my 306 Rallye is £155 a year fully comp! I cant say i've ever had to pay silly amounts for insurance, just lucky with my age i suppose.


Re: RE: Who's paying most insurance - MisterGTR - 31-08-2014

(01-08-2014, 07:29 PM)Nathan1305 Wrote: This is my insurance cost... Per month -_- on my 1.9 DTurbo
I pay less for my x5, fat Datsun and 6 together!!!

Ouch!!